Are you aware that if your not looking for cheap auto insurance your are with out a doubt paying a extravagant amount for auto insurance. The majority of people remain with the same auto insurance agent, year after year, because, “that’s who my family has used”, or “he’s a nice guy”, or “there a national company”, (who have paid out lots of claims during the recent flooding and hurricanes and raised your premiums).
Are you aware that auto insurance policies are monitored by the Division of Insurance, a government agency? So big, small, expensive, cheap, they all have to answer to to these agencies to be in business?
Last year, I decided to shop my auto insurance when my quote went up 50% and coincidentally so did my roommate’s. I was flabbergasted! I had the same auto insurance premium, auto insurance agent and big company for years, and had no reason to shop around; I just paid the bill, because auto insurance is a must in my state to get your car’s license renewed.
When I realized how much my auto insurance had gone up, I called and was told what I just told you, “everybody’s premiums went up because of the floods and hurricanes”. Well, mine didn’t, because I decided to look around and actually saved money with a reputable company. I then returned to where I had received my discount auto insurance and got an equally great deal my roommate!
Between us, we saved a total of $2,000 this past year because we hunted for the cheapest auto insurance. We went on the cheapest 3-day cruise to the Bahamas we could find and moved to a larger living space!
Now, you might think of other ways to use that extra money, but we had the cruise of a life and got a more spacious place to live, just because we found the cheapest auto insurance we could find. Sure, we could’ve just wrote the check and said, “thats life” like many people do, but this was like free money.
We would have spent that saved money on our auto insurance premium, paid the high rate they quoted and keep scrimping to pay the rent payment, but instead we chose not to pay it and to go after the cheapest auto insurance we could find.
Now, I know you are thinking, well, if they are monitored, how come the big company didn’t give a low cost auto insurance. Well, they are monitored, but auto insurance companies are a business like everything else, and if they have excessive losses or claims, they can pass that on to the consumer.
You just have to shop for the cheapest auto insurance you can find. Now, I know you don’t want to hurt that nice guy, who was your families auto insurance agent, which is OK as long as he will pay for you and a friend to go on a cruise and move you into a nicer home.
If you want to save your money, go on a great vacation or have a roomier place to live, or pay your utilities and buy groceries, then save where you can, and it’s easy if you get the cheap auto insurance.
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